> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.centralcu.co.uk/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What is Save as You Borrow?

Through our **Save as You Borrow scheme**, a proportion of the loan repayment is allocated to a savings account. 

This cannot be accessed until the loan is repaid, reducing the need to borrow in the future. 

Many people find this an easier way to start saving money, while still being able to pay for things like a holiday with the loan.