> ## Knowledge Base Index
> Fetch the complete knowledge base index at: https://help.centralcu.co.uk/sitemap.xml
> Use this file to discover available pages before exploring further.
> Pure-Markdown content can be obtained by appending a '.md' suffix to the content URLs listed in the sitemap (without the trailing slash).

# What type of savings accounts are offered?

Central Liverpool Credit Union provides three types of saving accounts:

* Regular: an instant access account paying an annual dividend (share of our profits)
* Prize: a monthly prize draw account
* Christmas: save up for the holiday season.
****

**Regular saver**

Members of Central Liverpool Credit Union are given a regular saver account. Often referred to as a share or member account, this provides you with a flexible and easy way to save on a regular basis. It is an instant access account where the money can be withdrawn provided it isn't held as security for a loan. 

**Prize saver**
You can deposit up to £200, buying you 200 ‘tickets’ for a monthly prize draw. You’ll have the opportunity to win a prize of £5,000 or twenty runner up prizes of £20 each.
Read more about the [Prize Saver](https://centralcu.co.uk/prizesaver/), including the full [terms and conditions](https://centralcu.co.uk/prizesaver-tcs/) for more information.

**Christmas saver**
You can make payments into a Christmas savings account. Helping you spread the cost of the festive season you can only withdraw the money between November and January.

[Open a savings account today.](https://centralcu.co.uk/save/)